Tele-WealthVirtual & Phone Appointments

Tax and estate coordination happens over Zoom or by phone — Tele-Wealth planning that keeps advisors, CPAs, and attorneys aligned.

Tax & Estate Planning

Protect what you've built with a coordinated tax and estate plan.

For pre-retirees and retirees, taxes are often the single largest lifetime expense — and estate errors can undo decades of saving in a single generation. For business owners, we solve major tax issues and eliminate unnecessary liabilities in collaboration with high-powered CPA firms.

Request a tax & estate review

Tax Planning Services Estate Planning

For families & individuals

Roth conversion strategies during low-income years
Reducing lifetime Required Minimum Distribution (RMD) exposure
Wills, revocable living trusts, and beneficiary coordination
Multigenerational wealth transfer and legacy planning
Charitable giving and foundation strategies

For business owners

Entity structure review and profit-shifting strategies
Executive benefit and deferred compensation plans
Succession and buy-sell planning
Cash balance and defined-benefit plan design
Coordinated review with high-powered CPA firms

The Four Pillars

Everything an estate plan should cover.

Will

Directs how assets pass at death and names guardians for minor children.

Trusts

Revocable and irrevocable structures that avoid probate, protect heirs, and control timing.

Advance Directives

Durable power of attorney and healthcare directives so decisions reflect your wishes.

Beneficiary Design

Coordinated IRA, 401(k), insurance, and TOD/POD titles that override the will.

Informative read

Why a fixed index annuity can be a powerful addition to a retirement plan

Retirement is about more than maximizing returns. This plain-English guide explains how one portion of a portfolio can be assigned a different job — protection from index losses, index-linked growth potential, and lifetime income you can't outlive — plus the risks, the mortality-pooling math, and when an FIA is the wrong fit.

Read the guide

Common questions

Common questions about tax and estate planning.

Why do the tax plan and the estate plan need to agree?+

Because documents drafted years ago often assume a balance sheet and tax law that no longer exist. A trust that names the wrong beneficiary on an IRA, or a plan built before the 10-year inherited IRA rule, can create a tax bill the will never mentions.

Review the estate documents themselves

How are inherited IRAs taxed now?+

Most non-spouse beneficiaries must empty an inherited IRA within 10 years, and every dollar lands in their bracket — often their peak earning years. Planning the source and timing of the inheritance is what protects the value.

See how conversions reduce the heirs' tax bill

Is life insurance part of a tax and estate plan?+

Frequently. A death benefit is generally income-tax-free to beneficiaries, which makes it a common way to pay an expected estate tax or to replace the value lost to income tax on inherited retirement accounts.

Explore life insurance with living benefits

Do you replace my CPA and attorney?+

No. We coordinate with them, or introduce a vetted CPA and estate firm if you do not have one, so one plan drives the tax filings, the documents, and the income design.

See how the bench is coordinated

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