Legal
SMS & Email Communications Terms
Effective date: August 1, 2026
Plain-English terms for the text messages, emails, and calls you may receive from My IRA Hero and the third-party affiliates who work with us — and how to stop them instantly.
Reply "STOP" to end texts
Works on any message from us or an affiliate. One confirmation reply, then nothing further.
Unsubscribe to end emails
Every email has a one-click unsubscribe link at the bottom.
Consent is never required to buy
You can work with us without agreeing to texts or marketing emails.
We never sell your number
Your contact information is not sold or rented to unaffiliated marketers.
1. What you are agreeing to
When you submit a form on myirahero.com, provide your phone number or email address, or text us first, you agree to receive calls, emails, and text messages from My IRA Hero and the third-party affiliates described in Section 3 at the contact information you provided. This includes messages sent using an automatic telephone dialing system or prerecorded or artificial voice, and messages sent for marketing purposes.
Consent to receive marketing calls or texts is not a condition of purchasing any product or service.
2. What we send
- Your Retirement Income Score, College Funding Analysis, or tax analysis results and follow-up.
- Appointment scheduling, confirmations, reminders, and rescheduling.
- Paperwork, application, and rollover status updates.
- Educational content, planning reminders, and webinar or event invitations.
Message frequency varies based on your request and where you are in the process — typically a few messages per month. Message and data rates may apply, and your mobile carrier's standard charges apply. Carriers are not liable for delayed or undelivered messages.
3. Third-party affiliate disclosure
Some of the emails, texts, and calls you receive may come from third parties rather than directly from My IRA Hero. These may include:
- Licensed insurance agents and agencies we work with in your state.
- Insurance carriers and financial institutions processing your quote, illustration, application, or transfer.
- CPAs, tax professionals, and estate planning law firms cooperating on your case.
- Messaging, scheduling, and CRM vendors sending on our behalf.
Messages sent on our behalf will identify the sender. These parties may use your information only to provide and follow up on the service you requested. They may not resell it or use it for unrelated marketing. Replying STOP to any of these messages opts you out of that sender, and emailing us opts you out across all of them.
4. How to opt out
Text messages
Reply STOP to any text to cancel. We'll send one confirmation and then stop texting that number. STOPALL, END, QUIT, CANCEL, and UNSUBSCRIBE also work. Reply HELP for support. Reply START or UNSTOP to opt back in.
Use the unsubscribe link in any email, or email privacy@myirahero.com with "Unsubscribe."
Phone calls
Ask any caller to add you to our internal do-not-call list, or email the address above. We honor the National Do Not Call Registry and applicable state DNC lists.
After you opt out of marketing, we may still send transactional messages about business already in progress (for example, an application or appointment you asked for).
5. Keeping your number current
Tell us if your phone number changes or is reassigned so we don't message someone else. If you received a message not intended for you, reply STOP or contact us and we'll remove the number.
6. Privacy and questions
How we handle your information is described in our Privacy Policy. Questions about this program? Email privacy@myirahero.com. We may update these terms; the effective date above will change when we do.
Educational content only. Not investment, tax, or legal advice. Insurance and annuity guarantees are subject to the claims-paying ability of the issuing carrier.