Your tax analysis is presented over Zoom or by phone — Tele-Wealth planning, with the return walked through line by line on screen.
Free · CPA reviewed
Tax Analysis & Tax Reduction Consultation
We provide a CPA's evaluation and tax planning services that minimize and eliminate unnecessary taxes. For qualifying business owners and executives, we create an Executive Benefits Plan that redirects revenues into 412/413(a) plans and other Internal Revenue Code provisions — cutting taxes by 50% to 90% or more.
The Problem
Taxes are the largest expense of your working life.
You pay more than the law requires
A return records what already happened. Without planning, provisions you legally qualify for go unclaimed every single year.
Revenue is taxed before it ever works for you
Business income taxed at the top bracket loses its compounding power. Redirected correctly, that same revenue funds your own benefit plan instead.
No one is coordinating tax, benefits, and retirement
Your CPA, your advisor, and your attorney rarely talk. The gaps between them are where the money goes.
The Solution
How a 50%–90% reduction actually happens.
1. Tax analysis
We review your last returns, entity structure, and income mix — W-2, 1099, K-1, rental, and capital gains — to quantify exactly what you overpaid.
2. CPA evaluation
A licensed CPA evaluates every strategy before it is proposed. Nothing rests on an aggressive interpretation of the Internal Revenue Code.
3. Executive Benefits Plan design
We design a plan that redirects revenue into 412/413(a) plans and other Code-sanctioned structures — turning tax dollars into your own funded benefit.
4. Implementation & annual review
We implement with your CPA, document the support, and revisit each year as income, law, and life change.
Smart Match — the right expert for you
We don't randomly assign you to whoever is available. We review your Tax Planning Needs Assessment and match you with a Tax Hero who works with our CPA team on cases like yours — then they stay with you through implementation.
12+ years each
Retirement & income planning experience
3,000+
Retirement income strategies reviewed
$3 billion+
Retirement assets analyzed
- Expert licensed in your state
- Free 15-minute consultation
- Tele-Wealth: Zoom or phone
- Your information is never sold
- A+ Rated carrier training
- State license verified before contact
- Best-interest standard
- No cost, no obligation
Who reviews your answers
Collectively, our team brings at least 12 years each of retirement and income planning experience, with 3,000+ retirement income strategies reviewed and $3 billion+ in retirement assets analyzed. Every Expert begins with A+ Rated Carrier Training. We look forward to helping you exceed your financial goals.
Minimum 12 years of experience per Expert · A+ Rated Carrier Training
Why we don't lead with one name
You don't need an advisor. You need the right one for your situation.
Most sites put one advisor's photo and bio front and center. We do the opposite on purpose: no single professional is the best answer for a 58-year-old with three old 401(k)s, a business owner facing a K-1 tax problem, and a parent two years from the first tuition bill. So we built a matched bench instead of a personal brand.
A bench, not a single desk
My IRA Hero is a network of over 180 independent, licensed retirement, tax, college funding, and insurance Experts. Instead of hoping the one advisor you found happens to specialize in your situation, we start with your situation and work backward to the Expert who handles it every week.
Every Expert meets the same standard
Minimum 12 years of successful college funding and retirement planning experience, A+ Rated Carrier training, active licensing in your state, and a clean compliance record. There is no junior bench and no call center — the person on your call is the person who does the work.
Assigned by best fit — never by who's free
Your questionnaire answers (age, assets, plan type, tax picture, timeline, goals) are reviewed before anyone contacts you. We match on specialty and state licensing first, availability second. If your case needs two specialties — say a rollover plus a tax reduction strategy — you get both, coordinated.
You'll know exactly who you're meeting
Before your 15-minute Tele-Wealth call, you receive your assigned Expert's name, credentials, licensing, and a short note on why they were matched to you. Not a fit? Tell us and we'll reassign you — no awkwardness, no questions asked.
Our commitment: one Expert, matched to you, who stays with you — accountable to the same My IRA Hero standards from your first 15-minute call through every review that follows.
How we vet our bench
Five checks before your Expert ever calls you.
Retirement decisions are long-term commitments. The professional you meet with should be held to a long-term standard. Every Expert we assign has cleared all five of these before an introduction is made.
01Active state license, verified
Every Expert holds a current life and health insurance license in the state where you live. We confirm the license before any introduction is made — you are never handed to someone who cannot legally advise you where you are.
0212+ years of retirement planning experience
We work with specialists, not generalists. Each Expert brings at least 12 years of successful college funding and retirement planning experience, beginning with A+ Rated Carrier Training.
03Background and disciplinary screening
Every Expert is screened against public regulatory and complaint records. Prior disciplinary action, a license suspension, or an unresolved client complaint disqualifies a professional from our bench.
04Best-interest standard
Recommendations must fit your financial situation, your timeline, and your goals — not the highest-commission product available. Anything discussed is disclosed to you in plain language first.
05Annual re-verification
Vetting is not a one-time check at onboarding. Licensing and disciplinary records are re-verified every year, and any Expert whose record changes is paused from assignment while we review.
No cost, no obligation: your analysis and 15-minute Tele-Wealth call are free. Your information is never sold, and you are introduced to one matched Expert — not auctioned to a list of them.
Client stories
Hear from families we've helped
“myIRAHero.com connected me with a retirement advisor who took the time to understand my situation and explain the specific options that can help me achieve my return goals. They also helped me withdraw some funds in the process to pay some of my immediate bills.”
“The amount of money I saved in unnecessary advisor fees with the solutions that the advisor myIRAHero.com referred me to completely shocked me. I recommend myIRAHero.com to anyone who ever put money into a 401(k) and needs real solutions to take care of their retirement plan and their family.”
“myIRAHero.com connected me with an advisor who explained everything clearly and answered my questions about the best ways to take care of the medical expenses that my medical condition requires and that Medicare will not cover. I’m so thankful that I found this website.”
“When I found myIRAHero.com through Google search, I wasn’t sure what types of options I would find. The advisor they connected me with was down to earth, compassionate, and went the extra mile to help me navigate getting a lifetime of income from my 401(k) plan. I’m so lucky that I found my retirement Hero through this website myirahero.com.”
“I was able to get an estate plan with a Will and trust along with life insurance and guaranteed growth on my IRA with the help of the advisor that myirahero.com connected me with. Thank you, thank you, thank you myIRAHero.com.”
“myIRAHero.com matched me with an advisor who walked me through every rollover option for my old 401(k). I finally understood the tax implications and picked a strategy that gives me steady monthly income without the guesswork.”
“I was worried about outliving my savings. Through myIRAHero.com, I found an advisor who showed me how to turn part of my IRA into guaranteed income I can’t outlive. That peace of mind is worth everything.”
“The advisor myIRAHero.com referred me to helped me decide exactly when to claim Social Security so my wife and I get the most out of what we’ve earned. That one conversation will likely mean thousands more dollars over our lifetime.”
Testimonials reflect experiences shared by clients and family members; individual results vary and are not a guarantee of future outcomes. Names shortened for privacy.
Questions
Tax analysis questions, answered.
- What is a tax analysis and what does it cost?
- It is a complimentary, no-obligation review of your W-2, 1099, and K-1 income alongside the taxes you actually paid last year. A licensed CPA reviews your answers and we walk you through the provisions of the Internal Revenue Code you may already qualify for. There is no fee and no obligation to move forward.
- How can taxes realistically be cut by 50% to 90%?
- Reductions of that size come from structure, not loopholes. We coordinate entity setup, an Executive Benefits Plan, and qualified plan design — including 412(e)(3) and 413(a) arrangements — so revenue is redirected into your own benefit plan before it is taxed at the top bracket. Results depend on your individual facts and circumstances and are never guaranteed.
- What is a 412/413(a) plan?
- These are IRS-recognized defined benefit and pooled plan designs that allow substantially larger deductible contributions than a 401(k) or SEP. For a profitable owner or professional practice, they can shelter a large share of income while building a guaranteed retirement benefit for you and your key people.
- Do I need to replace my CPA to work with you?
- No. Most clients keep their CPA. We work alongside your existing accountant, provide the plan design and documentation, and let them handle the filings. If you do not have a CPA, we can introduce you to one of the licensed CPAs we work with.
- Who is a good fit for the Tax Reduction Consultation?
- Business owners, executives, family offices, CPA firm clientele, and high-income professionals — typically with $250,000+ of income or significant K-1 or 1099 earnings. We have an Expert licensed in your state who will be in touch. Appointments are virtual (Zoom) or by phone.
- What information do I need for the questionnaire?
- Rough numbers are fine. You will be asked for your W-2, 1099, K-1, and other taxable income, the total tax you and your spouse paid last year, your business entity type, employee count, and whether a retirement plan is already in place. It takes about three minutes.
Pick your time right here
Your dedicated Life Insurance Hero reviews your Tax Planning Needs Assessment with our CPA team before the call. Choose a 15-minute slot below — virtual (Zoom) or phone, your choice.
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The Advisors We Recommend All Work With Top-Rated Insurance Companies
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- Allianz Life
- Corebridge Financial
- EquiTrust Life
- Global Atlantic
- North American
- Pacific Life
- MassMutual
- American Equity
- Mutual of Omaha
- Symetra
- Jackson National
- Protective
- Transamerica
- Securian Financial
- Ameritas
- Equitable
Disclosure: Carrier names and logos are shown for identification and reference purposes only. Their appearance here does not constitute an endorsement, recommendation, sponsorship, or approval of My IRA Hero, its advisors, or any strategy discussed on this site, and it does not imply any affiliation, partnership, or agency relationship with these companies.
Results are not guaranteed. Nothing on this page is a solicitation for any specific product, a projection of future performance, or a promise of any particular outcome. Product availability, features, riders, and rates vary by carrier, state, age, health, and suitability, and are subject to change and underwriting approval. Any guarantees are backed solely by the claims-paying ability of the issuing insurance company. My IRA Hero does not provide legal, tax, or accounting advice; consult your own qualified professionals.
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Get my Retirement Income Score Book a free 15-minute callOur fiduciary commitment
We only refer you to Retirement Experts who are obligated to act as a fiduciary at all times — legally bound to put your interests ahead of their own on every single recommendation they make to you.
Every Expert we refer must also be willing to give you a written Fiduciary Pledge — a signed legal statement confirming that duty to you in writing. If an Expert will not put it in writing, we will not refer you to them. Just ask for it on your call.
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