My IRA Hero — Private Client
Your advisors are competent. Nobody is coordinating them.
Private Client exists for households whose balance sheets outgrew single-advisor advice — multiple entities, concentrated or illiquid holdings, a pending liquidity event, estate documents drafted for a different decade. The problem is rarely a bad professional. It is that no one sits above all of them.
Who this is for
A good fit
- Household net worth generally above $5M, and often well beyond it
- Business interests, trusts, LLCs, or partnership income
- A sale, exit, inheritance, or large gain within the next few years
- Three or more professionals advising you who rarely speak to each other
Better served elsewhere on this site
- A single 401(k) or IRA to roll over
- One primary goal, such as guaranteed lifetime income
- A straightforward return with W-2 income only
If that describes you, the Retirement Income Score is the faster path — and it is free.
The seven frustrations we hear most
These come up in nearly every first conversation with a substantial household. Every one of them is a coordination failure rather than a product failure.
Nobody is coordinating the professionals you already pay
Your attorney, CPA, and investment advisor are each competent and each working from a partial picture. The gaps between them are where the money leaks — and no one owns those gaps.
Documents that no longer match the balance sheet
The trust was drafted around a business you have since restructured, or property you have since sold. The paperwork describes a household that no longer exists.
Tax decisions made one year at a time
Returns get filed accurately and multi-year strategy never happens. Conversions, gain recognition, entity timing, and distribution order are handled reactively instead of sequenced.
Illiquidity nobody has stress-tested
On paper the estate is substantial. In practice, settling it or funding a transition could require selling the exact assets you least want to sell, at the worst possible moment.
Being handed to a generalist
Complex situations get routed to whoever is available rather than to the specific expertise the case calls for — and the relationship restarts every time staff turns over.
Advice that arrives after the event
The sale closes, the gain lands, the inheritance arrives — and then the planning conversation begins. By then most of the useful options have expired.
Products presented before the picture is understood
A recommendation shows up before anyone has read the operating agreements, the trust, the returns, or asked what the family actually wants the wealth to do.
The Wealth Coordination Score
One diagnostic, weighted to how coordinated your household actually is — not to what could be sold to you. It reads your structure, your catalyst, your tax and estate exposure, your liquidity, and the professional team already in place.
You submit the coordination questionnaire
Structure, catalyst, tax exposure, estate documents, liquidity, and who already advises you. It takes about eight minutes and produces your Wealth Coordination Score.
A Senior Retirement Expert reads it before anyone calls
Not a call center. One person reviews the whole picture and identifies where coordination is missing, then decides which disciplines the case actually requires.
A confidential 30-minute review
By Zoom or phone. We walk the findings, name the sequencing issues, and tell you plainly whether we are the right group to coordinate it — including when the answer is no.
One household. Multiple specialties. One clearer sequence.
We begin with the situation, not with a product. We identify which issues intersect, which professionals already own them, where responsibility is unclear, and which additional specialties the facts actually call for.3,4 Depending on the case, the team may include:
- Retirement-income and insurance specialists
- Qualified tax professionals
- Estate-planning attorneys
- Investment or securities professionals where appropriate
- Business-succession professionals
- Banking or liquidity professionals
- Long-term-care and healthcare specialists
- Other outside specialists the facts of the case require
My IRA Hero's role is education, matching and coordination. Legal, tax, securities, investment-advisory and insurance recommendations come only from the appropriately qualified or licensed professionals responsible for those services.
Start with a map of the gaps.
The review is designed to surface which areas deserve priority discussion before the next major financial decision. It can flag:
- Advisor-coordination gaps
- Retirement-income and liquidity concentration
- Tax-sensitive decision points
- Estate, beneficiary and succession alignment questions
- Insurance, longevity and estate-liquidity issues
- Business-owner and executive complexity
- Family-governance and next-generation priorities
- Upcoming decisions that require more than one specialty
What you receive: a plain-English coordination summary showing the issues to discuss, the professionals who should own them, and the order in which the work may need to happen.
Download the one-page brief (PDF)Request your coordination review
The brief maps where coordination usually breaks down. A confidential 15-minute review puts your situation in order of priority with a Senior Retirement Expert — what needs attention first, who should own it, and what can wait.
Request your coordination reviewChoose the path that fits your situation.
Private wealth individuals & families
For founders, executives, business owners, real-estate principals, retirees and multigenerational families with substantial net worth and meaningful complexity.
Begin the coordination reviewPrivate family offices
For principals and family-office executives who need outside retirement, insurance, tax/estate coordination, succession and risk expertise integrated with the professionals already serving the family.
Explore family office coordination See the nine workstreamsEven sophisticated families have coordination gaps.
Family-office research consistently shows that institutional-quality investment processes do not automatically solve succession, governance, cyber resilience or next-generation preparation.8,13
Sources: UBS Global Family Office Report 2026; Deloitte Private family-office research. Full citations in the source notes below.
Diagnosis before recommendation
The first review is analysis. Nothing is proposed until the documents, the entities, and the family's actual objectives have been read.
Request a coordination review
About eight minutes. Your responses are read by a Senior Retirement Expert before anyone contacts you, and we will tell you directly if a standard planning path serves you better.
Begin the questionnairePick your time
Select a window for our team to verify your information and schedule your Expert match call
Pick a window and our team calls first to verify your details and confirm what to review. Then we match you to the right licensed specialist for your Tele-Wealth consultation. No pitch — we walk through your answers, your numbers, and what to fix first.
Smart Match — the right expert for you: Private Client cases are read by a Senior Retirement Expert before anyone reaches out. They look at your entity structure, catalyst, and the professionals already advising you, then convene the specific bench your situation calls for — legal, tax, insurance, and income — rather than handing you to a generalist.
Select My Verification Window →Plans change — that's fine. You can reschedule or cancel in a couple of clicks, any time, without calling or emailing us.
Source notes
Superscript numbers in the copy above correspond to the claim sources below. Third-party research is cited as published; figures reflect the surveys named and are not statements about My IRA Hero clients.
- 1. My IRA Hero, About. The matched-bench model and specialist-matching framework. Open primary source
- 2. My IRA Hero, Home — Tele-Wealth 401(k) Rollover & Retirement Planning. The no-account-number initial review, privacy language, Retirement Income Score and specialist-matching process. Open primary source
- 3. My IRA Hero, About. The 180+ independent specialist network, matched-bench model and multi-specialty coordination. Open primary source
- 4. My IRA Hero, Tax & Estate Planning. Tele-Wealth coordination language involving advisors, CPAs and attorneys. Open primary source
- 5. UBS, Global Family Office Report 2026 — official release, May 28, 2026. Only 35% of surveyed family offices had a defined succession plan for the family office itself, and 27% had an organized process to educate or prepare the next generation for future roles. UBS surveyed 307 family offices across 30+ markets with average family net worth of about USD 2.7 billion. Open primary source
- 7. Deloitte Private, The Family Office Cybersecurity Report 2024. 43% had experienced a cyberattack, 31% had no incident-response plan and only 26% described their plan as robust. Open primary source
- 8. Deloitte Private, Family Office Insights. 41% family-leadership succession-plan gap, 50% family-office leadership-team succession-plan gap, and 30% next-generation preparedness finding. Open primary source
- 10. UBS, Global Family Office Report 2026. Claim source for the 35% succession-plan and 27% next-generation preparation statistics used in the research section. Open primary source
- 11. Deloitte Private, The Family Office Cybersecurity Report 2024. Claim source for the 43% cyberattack, 31% no incident-response plan and 26% robust-plan statistics. Open primary source
- 13. UBS, Global Family Office Report 2026. The contrast between institutionalized investment operations and uneven governance, succession and next-generation preparation. Open primary source
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