Free college planning review · No account numbers required

Planning for College? Compare Funding Strategies Without Sacrificing Retirement.

Review 529 plans, FAFSA positioning, and tax-smart ways to pay for school.

Question 1 of 5

Who are you planning college funding for?

A short video on how this free review works and what you'll walk away with.

No account numbers, no obligation, and no sales pitch. Just a clear comparison of the options that may fit your situation.

529 plan and education savings comparison

FAFSA and EFC positioning tips

Retirement-vs-college balance check

Tax-smart funding strategies

"My IRA Hero helped me see how much to save without derailing my own retirement. That balance was exactly what I needed."
Jessica A. · Parent of two

"The advisor explained 529 rules and FAFSA in plain English. I finally feel like I have a plan."
Bill G. · Grandfather

Should I save for college or retirement first?: Retirement usually comes first because loans exist for college but not for retirement. The review shows a balanced path.
What is a 529 plan?: A tax-advantaged account for education expenses. Growth is tax-free when used for qualified costs, and some states offer deductions.
Will saving hurt financial aid?: It depends on the account owner and type. We review ownership strategies that may improve your FAFSA position.
Can grandparents help without penalties?: Yes, but timing and account ownership matter. The review covers grandparent-owned 529 strategies and distribution rules.
Is there a cost for the review?: No. The review and initial consultation are free.

Free, no obligation, and your information is never sold.