Rollover 401(k) Guidance
Protect and organize retirement savings from previous employers while exploring options designed for long-term growth and income planning.
Learn more about 401(k) rolloversTele-Wealth · Trusted Retirement GuidanceSecure your retirement.
Secure your retirement.
Protect your legacy.
Live with confidence.
Tele-Wealth guidance — virtual and phone appointments, wherever you are — for families who want to make smart financial decisions about rollover 401(k)s, retirement income, college planning, and cash value life insurance strategies.
Takes about 3 minutes · No account numbers required · You’ll see your estimated planning opportunity before we ask for contact details.
Your information stays private
We never sell your information. It is used only to prepare your review and to match you with a licensed Expert.
No obligation, ever
The review and your Retirement Income Score are free. There is nothing to buy and no commitment to move any money.
You control the contact
We ask for account numbers only if you choose to move forward, and you can ask us to stop contacting you at any time.
By submitting a form you agree that My IRA Hero and the licensed Expert matched to you may contact you by phone, email, or text about your request. Message frequency varies; consent is not a condition of purchase. Reply STOP to opt out. See our Privacy Policy and SMS Terms. Educational information only — not tax, legal, or investment advice.
Free 15-min virtual or phone consultation
Retirement Income Score
$0
No-cost analysis and Retirement Income Score for qualifying families.
What happens next
A clear 3-step process — no pressure, no surprises.
Here is exactly what happens after you start your free review.
1Day 1 · 3 minutes
Your Review
You answer a short set of questions — no account numbers needed. We review your old 401(k), income sources, taxes, and goals to see where the gaps are.
2Within 48 hours
Your Strategy
We match you with a licensed Retirement Expert whose specialty fits your situation, and build a plain-English strategy: rollover options, protected lifetime income, and tax considerations side by side.
3Your 15-minute call
Your Next Steps
On a virtual or phone Tele-Wealth call, your Expert walks you through your Full Retirement Score and a written next-step recommendation — yours to keep, with zero obligation.
Your information stays private
We never sell your information. It is used only to prepare your review and to match you with a licensed Expert.
No obligation, ever
The review and your Retirement Income Score are free. There is nothing to buy and no commitment to move any money.
You control the contact
We ask for account numbers only if you choose to move forward, and you can ask us to stop contacting you at any time.
By submitting a form you agree that My IRA Hero and the licensed Expert matched to you may contact you by phone, email, or text about your request. Message frequency varies; consent is not a condition of purchase. Reply STOP to opt out. See our Privacy Policy and SMS Terms. Educational information only — not tax, legal, or investment advice.
The Advisors We Recommend All Work With Top-Rated Insurance Companies
Carrier logo scrolling playing.
- Allianz Life
- Corebridge Financial
- EquiTrust Life
- Global Atlantic
- North American
- Pacific Life
- MassMutual
- American Equity
- Mutual of Omaha
- Symetra
- Jackson National
- Protective
- Transamerica
- Securian Financial
- Ameritas
- Equitable
Disclosure: Carrier names and logos are shown for identification and reference purposes only. Their appearance here does not constitute an endorsement, recommendation, sponsorship, or approval of My IRA Hero, its advisors, or any strategy discussed on this site, and it does not imply any affiliation, partnership, or agency relationship with these companies.
Results are not guaranteed. Nothing on this page is a solicitation for any specific product, a projection of future performance, or a promise of any particular outcome. Product availability, features, riders, and rates vary by carrier, state, age, health, and suitability, and are subject to change and underwriting approval. Any guarantees are backed solely by the claims-paying ability of the issuing insurance company. My IRA Hero does not provide legal, tax, or accounting advice; consult your own qualified professionals.
12+ years each
Retirement & income planning experience
3,000+
Retirement income strategies reviewed
$3 billion+
Retirement assets analyzed
Each of our Experts brings at least 12 years of successful college funding and retirement planning experience, beginning with A+ Rated Carrier Training.
The "Just a Number" Problem
Your retirement is personal. Your planner should be too.
Most families don't leave their advisor over performance — they leave because the calls stopped coming, the reviews turned into templates, and the "personalized service" from the sales pitch quietly became an 800-number. My IRA Hero is built around the opposite promise.
"I feel like I'm just a number. Is it too much to ask my financial adviser for portfolio reviews at least twice a year?"— MarketWatch reader
Annual, Bi-Annual or Quarterly Reviews — In Writing
Portfolio and plan reviews scheduled based on your goals and progress — booked before the current meeting concludes, not "when we get around to it." You'll see the calendar invites the day you onboard.
A Capped Client Roster
Your planner limits how many families they take on, so you're never account #847 on a spreadsheet. If we can't give you real attention, we tell you before you sign.
48-Hour Response Promise
Every call and email answered by your planner — not an assistant, not a queue — within two business days.
Independent & Fiduciary-Minded
No captive-shop quotas. Recommendations aligned to your life, values, and worries — not to this quarter's product push.
What Families Face
Today's families face bigger financial decisions than ever.
Whether you're changing jobs, nearing retirement, raising children, helping grandchildren with college, or caring for aging parents — financial decisions can feel overwhelming. Many families are asking:
- ?
How do we protect our retirement savings?
- ?
What should we do with an old 401(k)?
- ?
How can we prepare for college without sacrificing retirement?
- ?
What strategies provide tax-advantaged growth and lifetime income?
- ?
How can we leave a legacy for our children and grandchildren?
Our Services
Solutions designed around your family's goals.
Retirement Income Planning
Discover strategies focused on creating dependable lifetime income and reducing uncertainty during retirement.
Read our retirement income guideCash Value Life Insurance
Tax-advantaged accumulation, legacy protection, supplemental retirement income, and financial flexibility for future needs.
Explore cash value life insuranceCollege Funding Strategies
Understand college cost strategies, explore aid opportunities, minimize loan burdens, and build education savings plans.
Explore college funding strategiesTax & Estate Planning
Coordinate Roth conversions, asset location, and the four pillars of estate planning so more of your money stays with your family.
See our tax & estate planning approachHealthcare & Medicare
Medicare enrollment, Medigap, HSAs, and long-term care coordination so a health event doesn't derail your nest egg.
Review healthcare & Medicare planningFamily Legacy Planning
Prepare the next generation with financial education and long-term planning for children and grandchildren.
Get family legacy planning guidanceHow We're Different
My IRA Hero vs. the typical AUM advisor.
What matters
My IRA Hero
Typical AUM Advisor
Annual portfolio reviews
4 scheduled + on-demand
1 (if you chase them)
Response time to your call/email
48 hours, guaranteed
Days to weeks
Clients per planner
Capped roster
Hundreds to thousands
Plan personalization
Life, values, and worries
Model portfolio template
Coverage areas
Retirement · Tax · Healthcare · Legacy · College
Investments only
Fee transparency
Explained in plain English
1% AUM + hidden product costs
Free Offer
Your Retirement Income Score — delivered in 48 hours.
A no-cost, plain-English review of where your plan stands today and what a real Retirement Expert would change first. No obligation, no sales pitch, no auto-enrollment in a call queue.
- Lifetime income gap analysis (Social Security + savings vs. desired spend)
- Old 401(k) and rollover options compared side by side
- Tax, healthcare, and legacy blind spots flagged in plain English
- A written next-step recommendation — yours to keep either way
Get my Retirement Income Score 15-minute intake · 48-hour turnaround
$0
No cost · No obligation
Step 1. 15-minute secure intake — you tell us your situation and goals.
Step 2. We match you with a licensed Retirement Expert in your state.
Step 3. Written Score + recommendations delivered within 48 hours.
Why Families Choose Us
A personalized connection to trusted professionals.
Every family's financial situation is different. That's why we start by learning about your goals, priorities, and concerns. After a short secure form, we help connect you with a retirement or college planning professional best suited to your needs.
- Retirement income planning
- 401(k) rollovers
- College funding guidance
- Cash value life insurance education
- Long-term family financial strategies
What families are saying
Real conversations. Real follow-through.
“For the first time in 20 years, someone actually returned my calls the same day. We rolled over both old 401(k)s and finally understand our income plan.”
“My previous advisor gave me a template. My IRA Hero gave me a plan for my life — including a tax strategy no one had ever mentioned.”
“They said no to a product that would've paid them more, because it wasn't right for us. That's when we knew we'd found the right team.”
Testimonials reflect experiences shared by clients and family members; individual results vary and are not a guarantee of future outcomes. Names shortened for privacy.
Who We Help
We work with families in every stage of the journey.
We're a best fit for households with $250k+ in retirement assets, business owners planning an exit, or parents/grandparents within 8 years of a college bill. Not sure if that's you? Ask us — we'll say so honestly.
Families planning for retirement
Parents preparing for college expenses
Grandparents interested in legacy planning
Individuals with old 401(k) accounts
Pre-retirees seeking lifetime income strategies
Families interested in tax-advantaged financial solutions
Tele-Wealth · How We Meet
Virtual-Wealth planning on your terms.
Most of our clients meet us virtually or by phone — Tele-Wealth keeps planning simple, secure, and easy to schedule. In-person is always available if you prefer it.
Over Zoom
Our primary Tele-Wealth format.
By Phone
Whenever it works for you.
At Our Office
Meet us in person.
In Your Home
We come to you.
Family Financial Insights
Educational reading for smarter decisions.
Retirement
7 Costly Mistakes Families Make With Old 401(k)s
Read the guide
CollegeHow Parents & Grandparents Can Help Pay for College Without Sacrificing Retirement
Read the guide
IncomeRetirement Income Strategies for Today's Families
Read the guide
Life InsuranceUnderstanding Cash Value Life Insurance for Long-Term Planning
Read the guide
Start your family financial review.
Complete our short information form and we'll connect you with a qualified retirement or college planning specialist based on your goals and needs.
Fixed Fixed Indexed Variable
Not sure which type of annuity fits your situation?
We break down the three types of annuities side by side — how each one grows, what it protects, and what it actually costs — plus 10 obvious reasons an annuity may (or may not) belong in your plan.
Informative read
Why a fixed index annuity can be a powerful addition to a retirement plan
Retirement is about more than maximizing returns. This plain-English guide explains how one portion of a portfolio can be assigned a different job — protection from index losses, index-linked growth potential, and lifetime income you can't outlive — plus the risks, the mortality-pooling math, and when an FIA is the wrong fit.
Read the guide