Free long-term care review · No account numbers required
Could a Long-Term Care Event Wipe Out Your Retirement Savings?
Compare traditional long-term care insurance, hybrid life/LTC policies and self-funding strategies.
- Traditional vs. hybrid LTC comparison
- Cost-of-care estimate for your state
- Asset protection strategies
- Spouse and family impact review
- Optional 15-minute call with a licensed professional
Question 1 of 5
Why are you considering long-term care planning?
Watch before you book
A short video on how this free review works and what you'll walk away with.
Free Long-Term Care Review
No account numbers, no obligation, and no sales pitch. Just a clear comparison of the options that may fit your situation.
Traditional
Traditional vs. hybrid LTC comparison
Cost-of-care
Cost-of-care estimate for your state
Asset
Asset protection strategies
Spouse
Spouse and family impact review
"My IRA Hero connected me with an advisor who explained everything clearly and answered my questions about medical expenses Medicare won't cover."
"We compared three approaches and picked one that protects both our retirement and our kids' inheritance."
Questions people ask first
- Doesn't Medicare cover long-term care?
- Medicare covers limited skilled nursing after a hospital stay, not ongoing custodial care. Medicaid may help only after assets are spent down.
- What is a hybrid LTC policy?
- It combines life insurance or an annuity with long-term care benefits. If you don't use the LTC benefit, a death benefit or cash value remains.
- Am I too old or sick to qualify?
- Not necessarily. Underwriting varies by carrier and product type. The review finds the options available for your health range.
- How much does long-term care cost?
- Costs vary dramatically by state and type of care. The review includes a localized estimate.
- Is the review free?
- Yes. The review and initial consultation are free.
Could a Long-Term Care Event Wipe Out Your Retirement Savings?
Get my free long-term care reviewFree, no obligation, and your information is never sold.