Free 60-second rollover review · No account numbers required
Left a Job With a 401(k)? See Which of Your 4 Options May Make the Most Sense.
Compare leaving it where it is, moving it to a new employer plan, rolling it into an IRA, or taking a distribution — based on your age, balance, retirement timeline and income goals.
An old 401(k) may still be a good plan — but you won't know until you compare it.
- Personalized rollover eligibility
- Four-option comparison
- Retirement Income Score
- Major tax and fee considerations
- Optional 15-minute call with a licensed professional
Question 1 of 5
Which best describes your situation?
Watch before your free 401(k) review
A short video on what the review covers and what you'll walk away with.
We won't automatically tell you to roll over your 401(k)
Your review compares all four options. If your current plan is the better option, we'll tell you.
Leave it where it is
Sometimes the right answer. Strong institutional funds, low fees and creditor protection can make staying put the better plan.
Move it to your new plan
Keeps everything in one place and may allow loans or later in-service flexibility — if the new plan's menu and costs hold up.
Roll it into an IRA
Widest investment choice and income options, including guaranteed-income strategies, with different protections and rules.
Take a distribution
Immediate access, and usually the most expensive path — income taxes plus a possible 10% penalty before 59½.
"I had two old 401(k)s I'd ignored for years. The review laid out the fees side by side and told me one of them was fine to leave alone."
"Nobody pushed anything. They showed me what my money would actually pay me each month, and I made the call myself."
Questions people ask first
- Is a rollover always the right move?
- No. Your review compares all four options, and if your current plan is the better choice, we'll tell you so. An old 401(k) may still be a good plan — you just won't know until you compare it.
- Will this trigger taxes?
- A direct trustee-to-trustee transfer to a traditional IRA is not a taxable event. Taxes come from indirect (60-day) rollovers that miss the deadline, Roth conversions, or cash distributions — which is exactly what the review walks through.
- Do you need my account numbers?
- No. Ranges and general details are enough for the review. No account numbers, no statements and no logins.
- What happens after I submit?
- You can pick a 15-minute time immediately, and a professional licensed in your state prepares your comparison beforehand. There's no cost and no obligation to move any money.
- Is my information sold?
- Never. Your details are not sold or auctioned to multiple advisers — you're matched with one licensed professional in your state.
See which of your four 401(k) options fits your plan
See my 401(k) rollover optionsFree, no obligation, and your information is never sold.